Consolidating credit lines gay dating channel
The tactic is known as a "prybar," because you're leveraging one high-limit card to get more, she says.
"You never know if you'll get fired or get sick and have to carry a balance," she says.
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The card you keep retains its original interest rate, terms and perks, but gets a credit limit boost that reflects the total limit from both cards, Girardo says.
Merging two credit limits avoids the usual risk of closing a card -- the lowered overall "Essentially, this is something we could consider," says Marina Hoffman Norville, vice president of corporate, financial and risk public relations for American Express.